Bad Credit Financing & Car Loans in Vero Beach, FL

 

Bad Credit Auto Financing Options near Ft. Pierce, FL


When you're in the market for a pre-owned vehicle, but are having trouble securing financing through traditional avenues, Dyer Mazda is the car dealership you should turn to.


We have been serving the Vero Beach, Fort Pierce, and Palm Bay areas since 2008 and we understand how bad things can unexpectedly happen to good people. Have you gone through any of the following?


  • Bankruptcy

  • Repossession of Your Vehicle

  • Divorce

  • Property Foreclosures

  • Job Loss


We know that all of these, among others, can quickly result in poor credit scores making it feel almost impossible to get financing for a used car. If you find yourself in this situation, our friendly financing department would love to talk to with you to learn more about your specific situation. We specialize in bad credit car loans and are happy to walk you through all of the options that you have.

Bad Credit Car Loans - Frequently Asked Questions

Can I finance a car if I've had a bankruptcy?


In many cases, we are able to help individuals who have filed for bankruptcy. Our finance specialists are up-to-date on the latest programs to help individuals purchase a car after bankruptcy. They would love to talk with you to learn more about how we can help to get you into your next car.

Can I finance a car if I've had a repossession?


A repossession can cause your credit score to take a big hit, but we know that there are many factors that can lead to a repossession that may be out of your control. We want to know your story and help you get back on the road. Our team at Dyer Mazda has helped many others secure financing for their used cars.

What is the application process for a bad credit car loan?


You can get started online by filling out a financing application. After that, you will be paired with a financing specialist who will go over your credit history and then tell you which financing options are available to you. We know that there is much more to you than a bad credit score and we aim to provide you with all of the knowledge and information you need to make the best decision for your situation. As you apply for bad credit auto financing at Dyer Mazda, our car finance specialists will consider the following:


  • Your debt-to-income ratio

  • Your potential down payment

  • Your trade-in value (if applicable)

  • Your credit history

  • The total loan amount

Will my credit score improve?


There are many factors that go into your credit score including payment history, utilization, length of credit history, and new credit, among others. Attaining bad credit auto financing, if consistently paid on time, can help to improve your credit score over time. As your credit score increases, you may even become eligible to refinance your loan to earn a lower interest rate.


We welcome you to contact our finance team and apply for a bad credit car loan today! And, while you're at it, you can check out some of our used car specials and find a great deal on the perfect car for you.